Archive for the ‘Finances’ Category

How much time does your job take daily?

Thursday, June 25th, 2009

If you’re an employee of a company, have you ever thought about how much time your job actually takes from your day?

I was thinking about this recently. It’s so easy to say that I work 9-5, thus 8 hours a day but why was I feeling so burnt out all the time!?

That’s when I started adding up all the hours relating to my job.

Commuting for work: 1 hour 45 minutes one way, thus 3 hours and 30 minutes daily

Time at work: 7 hours and 30 minutes (if I eat at desk so no lunch) to 8 hours

Time to unwind from work: at least 1 hour

Time to prepare for work (getting ready, preparing lunch and so on): 45 minutes to 1 hour

Total time spent around my job: 12 hours and 45 minutes to 13 hours and 30 minutes

No wonder I feel so tired all the time! I spent majority of my day going to work, preparing for work and at work!

That brings another interesting question. How much am I really making an hour then? My hourly rate is going to go down quite a bit if I divide by 13+ hours instead of regular 8 hours!

Real estate investors’ meeting

Tuesday, June 16th, 2009

Over the weekend I attended a real estate investors’ meeting. I am not yet ready to invest in real estate so why did I attend this meeting?

It all goes back to the law of attraction and changing our vibrational state. Like I mentioned in a previous article, in order to change our vibrational state, one way is to put ourself in a different environment. In an environment that is more fitting to the person we want to become.

As an experiment I’ve been meeting different people who’re interested in investing in real estate. I am a real estate sales person as well so I can sell property but investing is a different ball game all together.

Coming from poverty, the idea of investing in real estate scares me as I do not have the money even now to buy an investment property. The fact that I would have to deal with tenants and any problems that might arise from them also discourage me. So, I thought this would be perfect.

There was a real estate investors’ meeting this past weekend which I attended. Every single person there had an investment property besides their principle residence. Every single person seemed to have a lot of money just sitting in the bank. They were talking about using 20%-25% down payment versus using 35% down payment to buy another investment property. An Indian person there with broken english was the star of the evening. Very helpful and one of the most positive people I’ve met. He apparently had recently just bought 60 properties.

I felt very uncomfortable sitting there. All sorts of negative emotions were coming out. :-( I started to feel quite bad and poor sitting amongst them. I felt like there wasn’t much I could contribute to the meeting as well.

But then I reminded myself the reason for me being there. Near the end of the conversation I was feeling a lot more comfortable there.

Another reason I loved being there was because each one of these people had actually stepped outside the box. Where people at my work are totally conditioned to be employees for the rest of their lives, these people had actually realized that it was possible to be financially independent without a job.

Being around people like these could not hurt me in any which way! :-)

So, the trick is: put yourself amongst people who’re where you want to be. Stay there until it starts to feel comfortable to be there. That’s when you know your vibration has changed and that’s when you’ll automatically start to attract things that’ll actually bring you closer to your goal! :-) Easy, right?!

Changing my emotional state

Monday, June 8th, 2009

As I mentioned in my last post I was feeling quite bad about my debt. I was going to try various techniques to try and get myself out of that negative emotional state.

EFT

I tried EFT and that seemed to help a little. I tried it for quite some time and the negativity seemed to go down quite a bit. One way to see if EFT is working is you’ll start to feel like a lot of steam exiting your body. Almost like stress, or negative emotions are separate entities which seem to be exiting your body.

Hmm… sorta like exorcism! :-)

Even after 15-20 minutes of EFT I was still feeling bad. The negative emotions had subsided but it was easy for them to come back so I thought of trying something else.

Self Conversation

This is a process that also has helped me considerably from time to time. It’s just a form of talk to yourself but out loud. You have a conversation with yourself out loud. One side asks questions while the other side answers.

So, I started talking. I asked myself what the issue was and I also answered to myself about the issue. Main problem was that a lot of my friends who I went to school with or even I met afterwards seemed to be doing quite well. They all seemed to be earning good money and are married and well settled and over all happy.

While I was still struggling with debt and how it seemed to be a never ending vicious circle. I earn, I pay debt off a little bit and something happens and debt goes up even more and so on.

Then I reminded myself about the law of attraction. How whatever I focus on comes to me, especially if a lot of emotion is involved. I reminded myself of my vibration and how I was in perfect vibration to attract even more debt and other bad things in my life.

I asked myself what I wanted and it turned out that I wanted to be totally debt free. Then I asked myself what is needed for me to attract that in my life? I answered that I needed to be in a different vibration all together than I was in right now. So, if I really wanted to be out of debt and financially stable and secure, I had to change my current vibration so I could start attracting that in my life.

I talked like this with myself for quite a while but in the end I was feeling much better. I saw the hope and I was out of my gloomy state! :-) I had realized that I was responsible for getting me in this state and I was also responsible for getting myself out.

I also realized that I knew enough about the law of attraction that I definitely could get myself out of this state. Wherever I am is the result of my past thinking/vibrations but what happens in future can be altered by altering the way I think, feel, vibrate right now.

Then I slept peacefully! :-)

Negative Feelings associated with debt

Sunday, June 7th, 2009

I think I let myself feel bad about my debt a little too long now. In my previous post, I mentioned how I had a talk with my friend about my debt. I had started to feel bad afterwards. I let myself feel like that just to observe what was happening to me.

Now, it’s been quite a few hours and I still feel pretty bad. Whenever I feel bad about money, I feel like I’m really tired, along with the out of breath feeling I mentioned previously. All I want to do then is to go to bed and rest. I do not have any energy then either. It’s one of the worst feelings that I’ve felt and it’s stayed with me no matter what I do to take care of it.

NLP and EFT

I’ve tried NLP and EFT therapy with some successful therapists but nothing helped. These were the people who had actually helped war veterans with post traumatic stress disorder and so on but it didn’t seem to work with me. Actually, it did not even help me 1%. Weird!

But both of these methods have helped me when I’ve used them by myself. I guess because I know myself better so I could change them to fit me.

I’ll talk more about both of these techniques in a later post. So far I feel pretty bad.

I am going to try a few things to make myself feel a little better. I’ll let you know how it goes.

I’ve tried some self-talk but that didn’t seem to work. Let’s see…

Debt: How do you feel about debt?

Sunday, June 7th, 2009

Do you have any debt? If so, then how do you feel about it? When you think about your debt, how do you really feeeeeel?

It’s that feeling that’ll show you your current vibration.

Listen to your self talk

When you think about your debt, it’s very important to listen to your self-talk, to your thoughts. What exactly are you thinking about it? Are you thinking stuff like:

I am never going to get out of debt

I am always in debt

More money goes out than comes in

No matter what I do I am always in debt

Or are you totally indifferent to it?

How do you feel?

Now notice how you feel when you think about debt. Again, do you feel indifferent to it? Or do you actually have some negative feelings towards it?

People you hang around with

What kind of people are you hanging around with? What is their financial situation? Has it become normal for you and your friends to sit together and joke about who’s got more debt? Are they sympathizing with your debt? Has any of your friend declared bankruptcy?

My personal feelings towards my debt

As you know, I have not been vibrationally aligned with wealth. I had been in quite a debt already. Recently because of the Revenue Canada audit, looks like I’m going to be in much deeper debt than before.

I was starting to feel ok towards it all. It’s part of my life and I would eventually pay it all off. No worries! My vibration was changing from being in debt to being prosperous.

Totally I met an old friend of mine after a little while. He asked me about my debt situation. So, I told him my whole story of the audit and how I might be in deeper debt than ever before and so on. So, he sympathized with me. Me knowing all that I know about law of attraction, I still kept going more in details because of his sympathies to my story. :-)

We joked about other things after a while and it was all fine until I left. While I was driving home I realized that I was feeling really bad. I used to get this being out of breath feeling, like someone was strangling me, whenever I used to think about lack of money and my debt. I hadn’t gotten that feeling for a long time but it returned today.

I stepped outside my body and sort of looked at me with interest, sort of like an observer to see what was going on. Basically, more I got into details of going in debt and talks about bankruptcy and so on, worse I was feeling underneath!

I didn’t do anything to really change my feeling because I wanted to come home and write about it. :-)

But really, what am I going to do about all this debt? Hmm… something to think about. Something to actually not think of! :-) Gotta change my vibration! Change my focus!