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“Time is more valuable than money.  You can get more money but you can not get more time.” - Jim Rohn

One of the smartest things you can do from financing point is to monitor where every single penny is going to.  Monitor your finances, expenses and earnings.  Once you know how much money is coming in and how much is going out and where it’s going out, you are in a better position to design your financial plan. Read more

  “I hear and I forget. I see and I remember. I do and I understand.” - Confuscious

It is amazing how different the education systems can be in different countries. Just because you have finished your courses and got a degree, does that mean you know your subject well? How many times have you forgotten everything you studied for as soon as the exam was over? Read more

“Eat right, exercise regularly, die anyway.” - Unknown author

What if you are an ambitious person? What if you have learned to motivate yourself? What if you are a goal oriented person? What if you are getting your life back on track? What if you have started earning a decent income? What if your credit rating is improving? What if your debt is finally being paid off? And what if you do not even gossip anymore? Read more

Motivation is an essential ingredient of success. Most of the time when we fail to achieve our goals is because our motivation fire burns out. The challenge is always trying to stay motivated until our goals are achieved. I have found one way to stay motivated is to continuously read motivational quotes. Read more

To say that the past seven days have been an eye opener would be an under statement. I really enjoyed going without gossiping. In my previous posts I mentioned that it was becoming easier to stay without gossiping. In the past few days I’ve noticed the opposite. Read more

Keeping everything organized is one of the most important habits that everyone should develop.  For example if you have your receipts organized you won’t have to stress much when it comes time to do your taxes.  This is especially important if you are a business owner and can write off a lot of your expenses against your income.  Read more

Before starting this challenge I really thought it was going to be very tough to not gossip. Especially considering how casually everyone seem to gossip. The first day or two seemed hard but now the opposite is happening. Read more

Going through out the whole day without speaking ill of anyone is quite an ordeal. You have to make a conscious effort to not gossip. It is quite amazing because that is the way we should be anyhow. Read more

Not to gossip for the whole day turned out to be a lot harder than I thought. I think the hardest part was actually remembering my goal. We had a lot of good gossiping sessions today and there were so many times that I really wanted to join in. Read more

I noticed if I kept track of how many times I was involved in gossiping, I actually was less likely to even get started. That is a good thing. That is another one of the tricks that can actually help you break a bad habit. Read more

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